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The care and feeding of your merchant account Who made all of the Google search for the merchant accounts or something similar, has discovered a large number of websites with all the solutions of the development, with promises of quick and immediate and non-approval in advance the cost? The lowest rates in the sector?. For future traders, to be given the industry is begging and bowing to their activity and do anything to keep it. Nothing could be further from the truth.The problem that potential sellers are facing today is obtaining a merchant account, keep it! As a professional card that has created hundreds of merchants with accounts in the last 9 years I have seen many traders lose their accounts, simply because they do not pay attention to the needs of the market, online or not? I do not think what it meant said.THE a big problem that I have to stress, causing the operator? sa losing your mind or have their funds deposited outside the processing parameters of the account. In order to reduce their risks, providers of commercial services for a monthly limit of transformation, similar to the load limit is put on a credit card. There is also an average ticket size specified, and sometimes a great ticket. These parameters are designed to prevent the market from abusing their account, and the protection of traders and processors of losses due to chargebacks. Our company, Total Business Services, said that the seller usually, with the approval of the bill of what the agreement states the limits for treatment and instructed to contact customer service if you need to change the parameters. Sounds pretty reasonable, no? No? Unfortunately, few traders or not paying attention or you do not think the words mean say.It what my experience was that some merchants? Wrong to think that, if S is subjected to a load and are approved, they are? It is worth to go. In reality, a tax has not approved human interaction. The office of approval goes through a processing network, such as Global Payments and vital and is approved by the customer? S bank issuing the card. If a customer has a credit line of $ 10,000 and $ 7000 to put a post that may get a message of approval and clearance is likely to happen, but if the operator has an agreement for a ticket $ $ 1500 you can bet donuts a red flag has been disabled in the service provider? s department of the risks and opportunities are your funds will be executed. This transaction more than once and may be without the services market. Worse may be terminated Merchant File (TMF). If this happens, you will not be able to obtain a new merchant account elsewhere in any other provider.If you are a potential seller or dealer as a favor to you, understand what your staff and the process of restrictions on them. If you need to go far here to contact your local dealer? Customers of the service risk management and service and let them know what you need. If you are in good shape and shows little or no Chargebacks NSFs or likely to get approved for what you need. Remember that while the service providers market to make money out of you and other players, the industry as a whole loses hundreds of millions of dollars annually due to chargebacks, NSFs and other abuses. Trader is needed to protect these losses as much as possible. To play and prosper. Good selling to all! Honesty is the best policy? Marc Kenyon is director of the regional south-east office Total Merchant Services. The company website is at: